The platform is a web enabled life and health insurance sales distribution solution incorporating electronic underwriting and straight-through-processing. A fully underwritten life insurance policy with sum assured up to AU$1.5 million without the need for additional health assessment, issued in real-time in less than 10 minutes.

The platform is modular in its architecture and includes:

  • A rules oriented quote engine
  • Underwriting rules engine enabling up to 75% immediate online acceptance
  • Responsive User Interface design for  laptops, tablets and smartphones
  • Payments integration
  • Pdf generation for policy documents
  • Automated customer and user correspondence
  • Modules for FTP or API data-transfer as may be required
  • User workbench including modules for;
    • Affiliate marketing capabilities
    • Analytics
    • Underwriting workflow for sub-standard lives
    • Integration of Financial Agents and Brokers


The Intelligent Life Platform can be deployed to support any distribution method:

  • Online, consumer-direct; targeting the younger emerging life insurance market
  • Traditional face-to-face; via financial advisers, brokers and insurance agents
  • Tele-sales; in support of both in-bound or out-bound calling
  • Bancassurance; a platform to provide immediate issue cover to support bank loans or underwrite for annuity and investment products